2018 Cyclone 4005

B

Brandon241

Member
We are picking up our new Cyclone tomorrow. Couldn't be more exited. I will ask here and hope it's not re-directed. Insurance quotes we are getting are between $1600-$2200 for this coach. Seems really high. Look forward to sharing our adventures with everyone. If anyone has any feedback or things we need to know. Let me know!


Brandon
 
danemayer

danemayer

Well-known member
Brandon241 said:
We are picking up our new Cyclone tomorrow. Couldn't be more exited. I will ask here and hope it's not re-directed. Insurance quotes we are getting are between $1600-$2200 for this coach. Seems really high. Look forward to sharing our adventures with everyone. If anyone has any feedback or things we need to know. Let me know!


Brandon
Click to expand...

Hi Brandon,

Congratulations on the new Cyclone and welcome to the Heartland Owners Forum, and to the family.

That price does seem pretty high.
 
TravelTiger

TravelTiger

Founding Texas-West Chapter Leaders-Retired
Brandon241 said:
We are picking up our new Cyclone tomorrow. Couldn't be more exited. I will ask here and hope it's not re-directed. Insurance quotes we are getting are between $1600-$2200 for this coach. Seems really high. Look forward to sharing our adventures with everyone. If anyone has any feedback or things we need to know. Let me know!


Brandon
Click to expand...

Is that for 6 months, or a year? Are you fulltiming in it?
 
B

Brandon241

Member
TravelTiger said:
Is that for 6 months, or a year? Are you fulltiming in it?
Click to expand...


Thats for for a year with 1k deductible. I am getting slaughtered because of our age(31). It is going to be stored in my shop when not in use. Which I would have thought would have helped. This is not full time. Recreational only.
 
avvidclif

avvidclif

Well-known member
Find another agent. Mine is about 400/yr w/replacement cost. But then I'm an old fart. Still too high to me even for a poot.
 
OEFVET

OEFVET

Well-known member
I've got a 2015 Cyclone 4200 and mine has been just over $500 per year since I got it. No claims so the rate has stayed the same. $250 deductable
 
TravelTiger

TravelTiger

Founding Texas-West Chapter Leaders-Retired
Check with Progressive, been very happy with their coverage. Both recreational and as fulltimers. We were early 40s when we started and have had a few claims. They have not increased much over 8 yrs.


Sent from my iPhone using Tapatalk
 
TravelTiger

TravelTiger

Founding Texas-West Chapter Leaders-Retired
I should have said I'm happy with their service and coverage. They have taken care of us when we needed it. I have heard National General has not been easy to deal with on a major claim.


Sent from my iPhone using Tapatalk
 
J

jleavitt11

retired Utah Chapter Leaders
FYI...Insurance rates are credit driven. It is much more important than your drving record. 2 people in the same area with exactly the same rv, age and driving record will have different rates because of their credit score. 99% of insurance companies use this system including Progressive and Good Sam. The insurance companies dont use the term credit score usually. They call it an insurance score and other factors are included but credit is the drving force. The formula for each company is guarded and considered a trade secret only a select few know the formula.
 
porthole

porthole

Retired
Have averaged $418 a year for the last 8 years with replacement and golf cart coverage.
National Interstate RV Insurance
 
You must log in or register to reply here.

Similar threads

M
Any upgrades on your Heartland Cyclone 4005?
Replies
1
Views
666
david-steph2018
D
jmarnell
Alaska trip with Cyclone 4005, Hartland tires and Andersen Ultimate Hitch
Replies
2
Views
935
travelin2
travelin2
R
moveout/move in cleaning - Am i too cheap to think???
Replies
5
Views
1K
centerline
centerline
HPnMORE4J
Pulled the trigger! 2018 Cyclone 4005
Replies
14
Views
1K
Dahillbilly
Dahillbilly
F
Fresh water lines leaking under belly
Replies
9
Views
1K
FamilyCouch
F
Top