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Thread: Insurance cost what do you pay.

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    Insurance cost what do you pay.

    Iím changing insurance agents and trying to see what the average cost would be for a policy with 30 days of use. 2016 landmark Charleston we have a full time policy now but got a park model in the same campground and just need to change over for better coverage. My quote is $560 a year Thanks in advance. POO

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    Re: Insurance cost what do you pay.

    There may be more, but the only company I know of that lets you swap between storage and use is Good Sam.

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    Re: Insurance cost what do you pay.

    We pay about the same amount thru Progressive for a year. Agent says it's still the best ins (at least for us) company for RV's and that's w/ everything else under another ins company.

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    Re: Insurance cost what do you pay.

    Guess I should've said who I use... We have our rig insured on our auto policy with Farm Bureau and I believe it's in the $500/year range.

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    Re: Insurance cost what do you pay.

    Quote Originally Posted by Poofam View Post
    Iím changing insurance agents and trying to see what the average cost would be for a policy with 30 days of use. 2016 landmark Charleston we have a full time policy now but got a park model in the same campground and just need to change over for better coverage. My quote is $560 a year Thanks in advance. POO
    We insure with Progressive (all of our vehicles) which include RV, Dodge Ram and the golf cart. At the campground were we spend the summer we are required to have a different insurance. It is vacation coverage, it is higher required coverage. Check to see if the campground requires a different type of insurance since it is a park model

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    Re: Insurance cost what do you pay.

    Quote Originally Posted by david-steph2018 View Post
    We insure with Progressive (all of our vehicles) which include RV, Dodge Ram and the golf cart. At the campground were we spend the summer we are required to have a different insurance. It is vacation coverage, it is higher required coverage. Check to see if the campground requires a different type of insurance since it is a park model
    We have both park model and Rv what is your premium on the Rv with full coverage?

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    Re: Insurance cost what do you pay.

    Quote Originally Posted by Poofam View Post
    We have both park model and Rv what is your premium on the Rv with full coverage?
    Right about the same of what you are paying, but for a half, about $100/month. Wife said it is higher since the vacation coverage required for the campground.

    But I had an incident with it in April 2018, put a hole in the corner of the nose, and Progressive was great. The adjuster came to my house, and gave an estimate which was lower then the repair place. He and repair place talked, to get a better description of cost and procedure. After that he upped the estimate which covered it except the deductible. His excused was the description of repair was too broad, he wanted more details as for repairs.
    But the nice part he called and explained it, then called and gave us several updates during the process. The adjuster was great and he called before the repair place and told us it was ready for pick up.

    But I would recommend both Progressive and the RV repair place, if asked.

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    Re: Insurance cost what do you pay.

    Thru erie group, along with house and several cars. Our 2015 landmark ashland is $200 per year.
    2015 Landmark Ashland 365
    2014 RAM 3500 Laramie Long Horn, HO diesel dually, 3.73, AISIN
    2013 Big Horn 3260RS (sold)
    2011 Elkridge 26RLSS(sold)

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    Re: Insurance cost what do you pay.

    I think progressive is getting to me. I pay 221$ a month. That covers 75k replacement and 40k in contents, plus full time on the coast....

    - - - Updated - - -

    Didn't put wvst. 2015 Landmark key west
    Pat &Debbie Bell

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    Senior Member Fox's Avatar
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    Re: Insurance cost what do you pay.

    I guess that makes me (my Bighorn) an outlier.

    My USAA insurance (sorry I don't know the details) is $52 per 6 months. Maybe I'm under-insured, but that's what they recommended when I added it to my policy (house, multiple vehicles, and this 5th wheel).
    HOC# 5164
    2017 Big Horn 3750FL
    2018 F350 4.10 dually
    Anderson Ultimate Hitch

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