Close call

[Shortest Straw]

I had just laid down in bed for the night, last night, when just about every fire apparatus in our town went by the house. This morning I get a call from the owner of the storage lot where we park or rig. The BBQ trailer next to us caught fire. Luckily the trailer kept the fire fairly contained and we do not even appear to have any heat damage. We do however have soot and discoloration all the way down the side of our rig as well as on the roof. Most of our rig is also covered in grease. Any suggestions on how to get rid of this discoloration and/or cleaning recommendations? Anything we should look for?

 

[RDsStudio59]

Your neighbor's insurance company phone number and let them clean the damage.

Safe Travels,

Roger

 

[LBR]

I wouldn't do a thing except look it over carefully until his insurance adjuster evaluates it....you possibly could have delamination later from this, so a longer term clause in the adjustment would help you sleep better.

 

[Silverado23]

Any smoke damage (smells, etc) inside should also be taken care of by their insurance also.

 

[avvidclif]

How many people carry insurance on a portable BBQ pit????

 

[RDsStudio59]

Should at least have liability coverage even if you don't care about replacement.

Safe Travels,

Roger

 

[WillyBill]

If it is used as a business then a License and Insurance would be required in most places.

 

[NWILSON]

I'd have to wonder about the foam insulation in your walls depending on how hot they got. I'd push for his insurance to pay for a trip to Elkhart for a factory assessment.

 

[TravelTiger]

I agree, maybe even call your insurance company to take a look.


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[wdk450]

Let both insurance companies co-ordinate what needs to be done. Also, there are specialized clean-up companies (like Sevicemaster) that specialize in post fire cleanup and repairs (often arranging sub-contractor companies to repair physical damages).

 

[avvidclif]

Should at least have liability coverage even if you don't care about replacement.

Safe Travels,

Roger

Why, my trailers, not rvs, are covered by the liability on the towing vehicle when being towed. If sitting, nothing. If I called my insurance agent and told her I wanted insurance for my farm trailer she would order to funny wagon to pick me up.

 

[wdk450]

Why, my trailers, not rvs, are covered by the liability on the towing vehicle when being towed. If sitting, nothing. If I called my insurance agent and told her I wanted insurance for my farm trailer she would order to funny wagon to pick me up.

I thought that EVERY state REQUIRES public liability insurance on every vehicle.

 

[danemayer]

I thought that EVERY state REQUIRES public liability insurance on every vehicle.

I can't speak for every state, but in Texas and Colorado, the tow vehicle's liability policy covers the liability of the combination of tow vehicle and trailer. So if I change lanes and the trailer hits the car in the next lane, my tow vehicle liability policy covers the damage.

The trailer policy is collision, comprehensive, and a little vacation liability in case someone hits their head on the pinbox while the trailer is parked on the campground site.

 

[TravelTiger]

I can't speak for every state, but in Texas and Colorado, the tow vehicle's liability policy covers the liability of the combination of tow vehicle and trailer. So if I change lanes and the trailer hits the car in the next lane, my tow vehicle liability policy covers the damage.

The trailer policy is collision, comprehensive, and a little vacation liability in case someone hits their head on the pinbox while the trailer is parked on the campground site.

And if it's financed, you have to have a trailer policy before it leaves the dealer.


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[LBR]

How many people carry insurance on a portable BBQ pit????

Hopefully everyone of them that burn ribs for an income do....otherwise known as a legitimate business.

How many people carry insurance on a legitimate business????

 

[Gary521]

Take lots of pictures, you could have a property loss on your taxes. Need to check with your tax person.

 

[MTPockets]

We used a storage facility once, and they required insurance in order to store.

 

[Shortest Straw]

Thank you to everyone who commented. They had their trailer insured. I met the adjuster on Friday and they are going to cover our trailer. During her inspection she showed me where the embers had burned pits in our paint. Goes into our dealer for repairs tomorrow. The BBQ trailer was designed to hold up to temps @ 1100 degrees. It appears their trailer did its job.

 

[LBR]

Thank you to everyone who commented. They had their trailer insured. I met the adjuster on Friday and they are going to cover our trailer. During her inspection she showed me where the embers had burned pits in our paint. Goes into our dealer for repairs tomorrow. The BBQ trailer was designed to hold up to temps @ 1100 degrees. It appears their trailer did its job.

Thanx for the update! Yes, by looking at the tailgate of the BBQ trailer, it did a great job containing it's fire.

You have to feel good that the adjuster pointed out the ember specks to you rather that you having to prompt the issue....sounds like a very concerned adjuster. FYI, I still am concerned about future delamination to your wall and hope the repair company makes sure it's OK once they get into the project....good luck!

 

[Shortest Straw]

Thanx for the update! Yes, by looking at the tailgate of the BBQ trailer, it did a great job containing it's fire.

You have to feel good that the adjuster pointed out the ember specks to you rather that you having to prompt the issue....sounds like a very concerned adjuster. FYI, I still am concerned about future delamination to your wall and hope the repair company makes sure it's OK once they get into the project....good luck!

I do feel good about that. Please explain the delamination concerns you have.


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