Any pre-existing problems that are present prior to the purchase of this Coverage whether known or unknown. The condition of the covered part(s) in
question will be assessed to determine time of initial breakdown.
• Mechanical Breakdowns outside the United States and Canada.
• Any loss resulting from inadequate amounts of coolant, lubricant, or fluids.
• Any breakdown on a unit used for off-road use, rental use, or delivery purposes, or by overloading the trailer beyond the maximum GVW rating listed on the
identification tag on the unit.
• Mechanical Breakdowns covered by manufacturer's warranty, manufacturer's recall, or factory bulletins, (regardless of whether or not the manufacturer is
doing business as an ongoing enterprise), any other Service Agreement, repairer’s warranty, written warranty, or any valid and collectable insurance policy.
• Damage to a non-covered part by a covered part(s) or to a covered part by a non-covered part(s) failure.
• Any covered part which is not broken down but which a repair facility recommends or requires be repaired or replaced. Suggested or necessary upgrades or
replacements are not covered.
• Any loss or damage to the overall structure both internal and external, including but not limited to Frames, Bumpers, Walls, Floor, Roof, Siding, Doors,
Remote or manually actuated panels or covers, Windows, Glass, Weather stripping and moldings, Cabinets, Counter Tops and Integrated Sinks, Carpet, Beds,
Awning fabric, Batteries, Fuses, Tires, Wheels. (Structure materials can be either wood, metal, rubber, fiberglass, glass or any other structural product).
• Any loss caused by improper or contaminated fuel or other fluids.
• Any loss due to continued operation in a failed condition.
• Any loss caused by negligence, misuse, abuse, impact or collision damage or from any other cause whatsoever, except as provided under this Coverage.
• Any repair for the purpose of correcting the engine compression or correcting oil consumption when a Mechanical Breakdown has not occurred. Valve
grinding and/or worn rings are not covered. De-carbonization is not covered.
• Any replacement costs of filters, fluids, sealing boots, and seals or gaskets, except as provided under this Coverage.
• Any loss caused by any alterations not meeting manufacturer's specifications.
• Any unit with a “branded” title including but not limited to salvage, rebuilt, restored, refurbished, totaled, and any units previously owned by FEMA (Federal
Emergency Management Agency).
• The replacement of an entire system due to obsolescence or unavailability of the failed covered part(s).
• Alignments, adjustments, tune-ups, fuels.
• Any damage or failure resulting from rust, corrosion or freezing.
• Any damage or failure resulting from Acts of God, power surges, collision, upset, or any damage from a non-covered source.