Just purchased a new 2014 North Trail 22RBK. An ESC for 7 years was $1798.00, $100.00 deductable per occurance. I am concerned with some of the exclusions. It state they can deny claims if the RV is used "excessively", doesn't state what excessive means. States manufacturer scheduled maintainece record must maintained and produced on demand or claim can be denied. Says they have the right to have one of their reps inspect broken parts, I guess while I'm left to wait in some motel or something? Doesn't say whether it is heartland scheduled maintainace or individual systems, refrig., HVAC, etc...that need to be maintained. Dealer says warranty is good at any service center in US and Canada but can't supply list. Also, dealer can't supply list of required maintainance. The ESC company is Cornerstone United based out of Hickory, NC. Has anyone had to deal with them? I really want towing coverage, at a minimum, but Geico doesn't offer it. Any advice would be greatly appreciated. Thanks in advance!