This is an important, but seemingly confusing, subject. I'm not an expert but I have read all I can get my hands on. DW_Gray (Dave), on our board, has an excellent worksheet that really helped me. Mine is attached and you can find it here. Dave's website has it all and is Excellent.
It's here:
As I understand it there are a series of critical weights:
1. Does your 5ver's loaded weight exceed the max weight of the 5ver's axles and tires;
2. Does your 5ver's weight as it rests on your tow vehicle exceed the weight your hitch can bear (pin weight)
3. Does the pin weight of your 5ver as it rests on your tow vehicle exceed the rear axle's max load
4. Does the pin weight of your 5ver as it rests on your tow vehicle exceed the front axle's max load
5. Does the pin weight of your 5ver as it rests on your tow vehicle, together with the weight of you and your stuff & fuel in the tow vehicle, plus the weight of the vehicle by itself exceed the vehicles GVWR
6. Does the combined weight of your loaded 5ver and loaded vehicle exceed the truck's Gross Combined Weight Rating
That's a lot of stuff and in reality all numbers should be equal to or less than these maximums. In Dave's print out you can see all of this in the bottom part of the report labeled Safety Margin vs (Overload). On ours you'll note that we are within all maximum EXCEPT for Truck Gross Vehicle Weight (#5 above). So what does this mean to me....as I understand it:
1. My 5 ver is OK (1980 lbs less than max) as it rolls down the road
2. My 15k hitch is well within its carrying limit
2. My truck's weight on axle's, front and rear, is OK by 310 and 60 lbs respectively....that's close to 0 by my book
3. My truck is overloaded by 1180 lbs when it has to carry me, DW, our stuff, fuel and the load of the trailer transfered across the pin. Now, since the F250's engine is the same as the F550's there's obviously no problem with power pulling the load. I've added airbags to help level the load, but frankly, that 1180 lbs is over what my truck was designed to STOP....and 1180 lbs over what my truck's frame and suspension was designed to CONTROL.
So, do I drive it down the road...yes. Am I extra careful on the distance I keep from vehicles around me....yes. Do I try and watch what I carry in hopes that I can shave something off that 1180....yes, but I also keep buying more stuff to carry too. Does that mean I'm OK....no....and I think about it every time I'm out on the road. I only wish I knew what I know now when I bought my truck...I shoulda got an F350 and probably could have for the same money I spent. Does it mean I'm in good company...from what I can tell I'd guess many, if not the majority, of 5vers running down the road are over in 1 or more categories.
So, be honest with yourself. Be smart if your buying a new truck or 5ver. Be extra careful if you already own one that's over. Sure, there may be lots of us overloaded on the road but that doesnt' make it a safer place!
OH....and one more thing. I am still looking forward to getting the side to side weights on my 5ver....although I'm below on all the gross numbers I wouldn't be surpised to see one side or the other heavier than the other. On our rig the door side has a slide with the fridge and all our food, pots and pans, etc. I do get more tire wear on this side so I wouldn't be surprised if it was heavier....too heavy for the tires? Time will tell....