Well, from reading all of these posts, maybe getting my bearings repacked annually is overkill, based on the limited towing we do. Granted, the "manual" says every 12 months or 12,000 miles, but I likely could stretch it out to every two or three years and get away with it. But I did learn the expensive way what happens when bearings are neglected for an extended period on our pontoon trailer. It's lucky if it moved a 100 yards each year since 2003, until two years ago, when I needed to pull it 5 miles. Destroyed one bearing completely to where the wheel almost came off and the other three needed to be replaced, as well.
But, if I can afford to have someone else do the work that I'm not comfortable with, skilled at, or equipped for, it's the way it is. Whatever your personal financial situation or skill set background is may dictate otherwise for you.