I can tell for a fact that my dealer thought he was doing us a favor, before delivery of our new fifth wheel. The mechanic, I assume must have pumped grease in every axles zerk, which went straight through the rear seal onto our brakes. For the first couple years couldnt figure out why the brakes were so bad on a NEW trailer? Finally had to dis-assemble the brakes to see all this grease all over the inside of the drum. Had to replace the seals, and the shoes with like 4000 miles on them.
Does it suck beyond belief to have to pull the hubs apart and check everything every couple of years? Heck ya it really does. Its heavy, slimy work. But trying to skirt the issue by guessing whether your grease went into just the bearings, or into the brakes is a lousy gamble. Again on a smaller boat trailer, with no drum brakes....its a win win in that use to do the bearing buddys. If you over do the grease, it just pukes out the rear seal, no problem.