Well time flies when...wait...I wasn't having fun. Nevermind.
National RV Direct verbally agreed to return the deposit.
Arbogast didn't send the paperwork till Wednesday afternoon despite my requests. We faxed the paperwork to the local bank right away, explained to our loan officer what happened, and asked him to change the VIN and name on the check. He refused, told us the loan was invalid now, and demanded the money back including the money we used to pay off our trade. Anyone have a spare small fortune handy I can borrow?
Hold on...it gets even better. We're scheduled to pick it up Saturday morning, and the loan officer was not only transfered two counties away (we knew that the day we got the loan), he is out sick, and won't be back till Friday afternoon. Oh hells bells I'm just gonna buy a tent at Walmart I swear.
We spoke to a manager at the local branch in person. She'd never dealt with something like this where a deal fall apart. She agreed to call the main branch Thursday morning and see what could be done. Thankfully, she got it worked out to start a new loan. The main branch wanted two days for the processing. She rushed it through and met us on Friday afternoon. When we show up she informed us, that the new loan means they closed the old loan, I pay the interest on the 1st loan for two weeks ($200), and also pay for a new processing fee ($85). Ok, I was loosing my passive nature, since I smelled money making trick, till I heard...FINALLY...some good news. They lowered the interest rate!! So I shut up, paid the fee, signed the papers, saved myself a boat load of money over the long run, and ran out the door before someone changed their mind. Hahaha.
We're on schedule to do the PDI at 11am tomorrow. We're leaving here with the kiddies (6y and twins 3y), who have had to restart their countdown of "sleeps" three times now, at 7am.
Everyone say a prayer for us. LOL. We hope it's smooth sailing from here on out.