Ok Guys and Gals, my wife and i are looking to go fulltime possibly in Feb (newbies by the way). We really like the Bighorn 3875 FB, my concern is the tow rig. 2011 Ford F350 4x4 Lariat CC shortbed. It's rated at 15800 but the bighorn is 16000 gross with a pin weight of 3010. My max payload (according to the sticker on the door) is 3500. Are we pushing it too close?? What should we do??