Flipping the chains sounds like something I'll do on mine, since trying to crawl into the bed with the fiver on the hitch is at best difficult. I believe the way chains are attached is not an issue, its using "safety chains" is the legal issue, I believe that currently only Indiana and Texas require chains, but I use every where just as an added safety factor. I am aware that should a fiver break loose the safety chains will only slow it down momentarily, ask me how I know?